PRO CON

PROVIDERS INSURANCE CONSULTANTS

This program is designed only for Missouri hospitals workers' compensation exposures.  It allows the hospital to avoid the ups and downs in pricing and insurability often found in the standard WC markets.  With increased emphasis on safety, hospitals should see lower premiums. 

• Open to all Missouri hospitals
• Strong emphasis on loss prevention and aggressive claims management.  "The average experience modification factor of the trust member's on January 1, 2007 was 0.94."
• Low administrative costs
• Administered by CCMSI

II.  Missouri Employers Mutual Co.

This program is for hospitals that are more comfortable with a guaranteed cost program.  ProCon represents MEM, the largest insurer of workers' compensation in Missouri.  MEM is rated 'A-' (Excellent) by A.M. Best.

III.  Excess Workers' Compensation

For hospitals that are self-insured, or looking to go self-insured, ProCon has access to both of the largest providers of excess WC coverage.